Investments, cash flow, retirement, wealth protection and estate planning are all closely connected. Decisions in one area can have a meaningful impact on another, which is why we consider your complete financial position.
We bring these areas together in one coordinated strategy, built around your goals and circumstances. This gives you clarity, confidence and a clear path towards what you want to achieve.
OUR SERVICES
Advice that brings everything together
How we support you
Your portfolio should be built around what your wealth needs to achieve: growth, income, capital preservation, or a combination of all three.
At Clontarf Private Wealth, we are responsible for your investment strategy and advice. To support our investment process, we engage Evidentia Group to provide independent research, portfolio construction expertise and fund manager due diligence. This gives our clients access to specialist investment managers, private markets and opportunities not always readily available to individual investors.
Every investment has a purpose, and every portfolio is managed with your broader strategy in mind.
Investment Management
Superannuation is one of Australia's most effective wealth-building structures, but maximising its benefits requires ongoing planning.
We advise on types of funds, contributions, investment strategy and drawdown strategies (Pensions), ensuring your super remains aligned with your evolving circumstances.
Superannuation
Tax should be considered in every major financial decision. We help structure your financial affairs in a tax-effective manner, ensuring investments, superannuation, entities and wealth transfer strategies work together as efficiently as possible.
Working alongside your accountant, our focus is on helping you build, preserve and transfer wealth while keeping more of your returns where they belong.
Tax Planning
Retirement should be approached with confidence, not uncertainty.
We help clients understand when they can retire, how much they can spend and how to structure their wealth to support the lifestyle they want. By coordinating superannuation, investments, tax and retirement income strategies, we create a clear plan for the future.
Retirement Planning
Debt can restrict your choices or, when used appropriately, become a powerful part of a broader wealth strategy.
We help determine when debt should be reduced, maintained or strategically used to support long-term wealth creation.
The goal is to make sure every dollar of debt has a purpose.
Debt Management
Personal Insurance & Wealth Protection
Building wealth is only part of the equation. Protecting it matters just as much.
We assess the financial impact of illness, injury, disability or death and put appropriate protection in place for you, your family and, where relevant, your business.
As circumstances change, we make sure your protection changes with them.
Estate planning is about more than having a Will.
Working alongside your estate planning lawyer, we help structure your affairs so your wealth passes to the people you choose as efficiently and effectively as possible, with appropriate consideration of tax, asset protection and family control.
So the people you care about aren't left to sort it out themselves.
Estate Planning
Wealth Transfer & The Next Generation
For many clients, the question eventually changes from "Will I have enough?" to "How can I help my family?"
We help families transfer wealth thoughtfully and efficiently. Whether that's helping children today, planning an inheritance or preparing the next generation to manage family wealth.
Our aim is to make sure that transfer happens with intention.
Aged care decisions can arrive quickly and at an already difficult time for families.
We help clients and their adult children understand the financial implications of different care options, accommodation costs, the family home, investments, government assistance and aged care fees.
Our role is to bring clarity to a complicated system so your family can focus on making the right decision for the person you care about.
Aged Care Advice
Comprehensive advice means a team is looking at your whole financial position, not just one piece of it. As life changes, we are there to anticipate the decisions ahead and coordinate the specialists around you. So your financial strategy continues to work as one and you know it's all taken care of.
How it all fits together
“Anytime I start to think I’m not going to understand this, you explained everything so clearly. It was not only easy, it was pleasurable. Who would have thought!”
– Izzy
Ready to see how all the pieces fit together?
Tell us a little about yourself and what you’re looking to achieve. Our team will be in touch to start the conversation.